Workers’ compensation is essential and, in most states, required for any business with employees. We understand that when considering workers’ comp, small business owners want preventative services to reduce risk and to smooth premium audits and a strategy to help any injured employee return to work. So, using our proprietary rubric focusing on customer service,…
Special event insurance is a liability insurance policy for a business, vendor or individual hosting an event. The policy provides coverage for injuries and damaged property, with additional options such as weather cancellation. Special event insurance is a one-time payment policy, with the average cost being $277. If you need a quick and easy way…
Church insurance is several policies that, when combined, help protect churches from financial loss as the result of a first- or third-party claim. Common insurance for churches is general liability, commercial property, and workers’ compensation. General liability for a church can range from $700 to more than $3,000 annually. When it comes to religious institutions,…
Finding the right DJ insurance can be challenging because it is a niche industry. The coverage you’ll need depends mainly on how your business is set up. When finding the best DJ insurance companies, you must consider financial stability, customer satisfaction, convenience, and available policies. After evaluating some of the most popular options, here are…
Staffing agency insurance refers to policies that cover a staffing agency’s assets and protect it from claims against the business. At a minimum, staffing agencies need commercial general liability (CGL) to cover third-party injuries and property damage—the premium for which can range from $250 to $1,000. As the intermediary between employers and employees, your specific…
Food vendor insurance is a policy, or a combination of policies, that food vendors need to protect their businesses from the financial loss of a claim. The average annual cost for the most common policy, general liability, ranges from $350 to $1,000, with a coverage amount of $1 million per occurrence, $2 million aggregate. Food…
Every operation in the Lone Star State should consider Texas business insurance coverage, such as general liability, commercial auto, workers’ compensation, or a business owner’s policy (BOP). This is because, according to the Small Business Administration (SBA) 2022 report on Texas, small businesses play a large part in its economy: It has 3.1 million small…
Beauty salons need a wide range of coverage: general liability, professional liability, property, and workers’ compensation if you have employees. The best beauty salon insurance companies can provide all of the necessary policies, with endorsements and custom coverages to match your particular business. We evaluated 16 different providers to find the six best beauty salon…
